Payment Plans

Clemson University is pleased to offer the optional Four Payment Plan, a convenient method of planning for and paying your tuition and fees for the Fall or Spring semester. Using automatic drafts from your checking account (Equity or Savings Accounts cannot be used for payment plan transactions) or credit card, the Four Payment Plan allows you to pay tuition and fees in up to four monthly installments rather than paying one lump sum by the published payment deadline. The Four Payment Plan is not a loan; you will not be charged any interest. Your only cost is a non-refundable fee, due at the time of payment plan enrollment.

Note: Only one active payment plan is allowed per student account, and automatic drafts are required.

To enroll in the Clemson University Four Payment Plan, please sign up via iROAR. After iROAR login, click the "Student Billing" tab and "My Bill." From there, select payment plans from the menu at the top of the page.

Fall 2024

Four Payment Plan Enrollment Schedule for Fall

Spring 2025

Four Payment Plan Enrollment Schedule for Spring

Payment plan enrollment is available online via iROAR beginning the day tuition bills are generated for the semester. Enrollment in the Four Payment Plan must occur before the published payment deadline to avoid late fees and/or course cancellation. Missed or late payments will be assessed a $150 late fee.

Debit Dates (All debits occur on the first Friday of the month)

Four Payment Plan Debit Dates

Automatic Adjustment

Installment amounts may change to account for new charges, payments, or financial aid adjustments. You will receive email notifications about any changes to your payment plan. Automatic draft amounts will not be adjusted within 14 days of the next draft date. Any adjustments made to the student account after the final draft may create a balance due, which must be paid separately through iROAR.

The Two Payment Plan is a 2-payment deferred plan designed for students who cannot pay their fees in full on the payment due date. Whether the student cannot pay their bill due to an in-process loan application or a change in family finances, this payment plan gives them more time to satisfy their fees. Participation in the plan signifies the student's ability and willingness to pay the outstanding balance within the allotted time. 

Students wishing to use the Two Payment Plan will sign up online at iROAR. The plan is available the day tuition bills are generated for the semester. Students must sign up before each semester's published payment deadline to avoid late fees and/or course cancellations.

The Two Payment Plan has a $150 payment plan enrollment fee that will be assessed at sign-up. A late billing fee of $150 will be assessed each month if payment is not received by the due date. We encourage students to schedule payments at the time of sign-up to avoid the late fee.

When a student enrolls in the plan, the outstanding balance at the time of enrollment will be divided by 2 to determine the minimum monthly payment. Financial Aid or changes in fees may affect monthly payment amounts. Payments are due by the 15th of each month (September 15 and October 15 for fall; February 15 and March 15 for spring). Payments may be automatically drafted from a checking account. Alternatively, students may also pay online using an eCheck (no service charge) or by Visa, MasterCard, Discover, or American Express (a 2.95% service fee applies to all domestic credit/debit card transactions and a 4.25% service fee applies to all international credit/debit card transactions).

Students not meeting the requirements of their payment plan are subject to the following:

• Late payment fees.
• Registration block.
• Student privilege restrictions.
• Payment plan block preventing future payment plan use.
• Transcript hold.
• Diploma hold.
• Collections charges.
• Credit bureau reporting.
• S.C. tax refund garnishment.