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Student Health Insurance Plans
For the most accurate and up-to-date information, including the dates for enrollment periods and frequently asked questions, please consult the Student Health Services website.
Clemson University offers a comprehensive Student Health Insurance Plan (SHIP), administered by BlueCross BlueShield (BCBS) of South Carolina. The SHIP is available to eligible students, legal spouses and dependents of students at competitive premiums.
Student Health Services, located in Redfern Health Center, is an in-network provider for the SHIP. Claims are filed in-house. The Pharmacy at Redfern is a preferred pharmacy for the SHIP; enrollees have no deductible and lower copays.
Visit the SHIP website for a current summary of Benefits and Costs.
Benefit Information
- Overview of Plan Benefits
- AcademicLiveCare (ALC): Telehealth for medical/urgent care, therapy, nutrition and psychiatry; available 24-hours a day from anywhere – ALC Flyer
- Academic Student Assistance Program (ASAP)
- Tier 1 and BRIO Providers
- Insurance and Billing Page
Mandatory and Voluntary Enrollment
Health insurance is REQUIRED for the following students who are considered Mandatory Students:
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Graduate students enrolled in nine or more credit hours in on-campus programs at all campus locations
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Graduate students classified as graduate assistants (GAs) at all campus locations (GAs receive a per-semester student insurance subsidy when enrolled in the SHIP).
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All F-1, F-2, J-1 and J-2 international students
If you fall into one of these categories, you are charged for the SHIP on your bill in iROAR. Please follow the steps found in the "Activate Enrollment" drop-down box below. You may submit a waiver if you have alternate insurance coverage that meets University requirements.
If you do not fall into one of these categories and are not charged for the SHIP on your bill in iROAR, you can still enroll in the SHIP as a Voluntary Student .
Please note: Check your bill in iROAR at the beginning of the semester and after any changes to your schedule. Changes to your schedule can cause the insurance charge to drop off or be added your account.
If you are considered to be a Mandatory Student (students required to have health insurance and are charged for the SHIP on their bill in iROAR) and you do not submit a waiver, you must complete the steps below to activate your enrollment. This can only be done during the open enrollment period.
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Register for classes and wait 48 hours.
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When it’s been 48 hours since you registered for classes, visit Clemson University My AHP Care.
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Click on the link for "Mandatory Students" and follow the steps.
Important Links and Points to Remember
- SHIP Website: My AHP Care
- Redfern Payments and Outside Insurance Billing
- Student Health Services Health Fee
- Medical Clearance and Immunizations
- Regularly check your Clemson email account for information, including details for deadlines and activation dates.
- Students should communicate with parents, spouses, and others whom they may have insurance coverage under about potentially electing for coverage under a Student Health Insurance Plan. Remember to submit a waiver if you have alternate insurance coverage that meets University requirements.
- Students may receive a charge on their tuition bill for student health insurance coverage.